Zip Lowers Insurance Rates

I live in Glendale, Arizona

— where the Super Bowl was played — but have a Peoria zip code. This has always seemed a little strange to me. A while back our neighborhood received a notice from the city that we would be allowed to vote on a proposal to change our zip code to a Glendale address. Initially, I thought it was a good idea, but after talking to one of my neighbors I changed my mind. She told me that she had researched it and said that it would raise her six month auto insurance premium $100 to $200 per year. An increase in insurance premiums had never occurred to me so I called my insurance agent. He confirmed that my premiums would increase with a Glendale zip code. Thankfully the change did not go through. So if you’re looking for property to buy or rent, and you’re torn between two homes in different zip codes, be sure to compare your auto and homeowners insurance costs.