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Save On Gym Memberships
Instead of expensive YMCA or private gym memberships check out the prices of joining the gym or pool at your local college or university.
We found the pool and gym membership at a local college to be almost half of the Y. With the money we save we can easily afford the extra non-member fee we pay for our kids to play in the Y sports leagues, and we still come out money ahead.
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YMCA memberships
I work part time at a YMCA that offers memberships on the ability to pay and even offer scholarships for members who have lost their job and the community at large who cannot afford to pay for youth camps and programs. A fund raiser is conducted every year called the Strong Kids Campaign wherein local businesses as well as 100% of the staff at the YMCA donate money in order to make these scholarships available. Coaches for after school and summer league sports programs are all volunteers. Also, you can inquire about the Try It Free offer. Active Military families are given a substantial discount. They also have what is called Child Watch (1 hour free to members) while Mom or Dad are attending classes or using the fitness center. If you enjoy fitness and would like to teach classes many certifications are given at no cost to you. If you become an instructor, you receive a very good discount on your family membership. :)
Silver Sneakers
Rachael, does your YMCA offer the Silver Sneakers program for "more mature" adults? The Y near us does, and from what we can tell, seniors can have free access to the facilities through the Silver Sneakers Program.
More info on the program here: http://www.silversneakers.com