Getting and comparing all of the costs associated with refinancing is essential to getting the best deal. Call several sources and fill in the blanks on this form. Remember — most every fee is negotiable, so let the haggling begin!
A listing of major pharmaceutical manufacturers who provide inexpensive or free prescription drugs to lower income patients who qualify.This list accompanies the article, "Give Me Morphine."
This has been a fun game we've used for a number of parties. We often change the clues to match the theme of the event or the people attending. Hope you enjoy it.
It's available as an Acrobat.pdf and an MS Word.doc
This sheet is a great tool when interviewing companies for home repair or improvement projects. Fill out one sheet on each company you interview. We've used a sheet like this for many projects around our house and it always makes the research easier!
I really love your web site. It’s just what I’ve been needing all these years. It’s really helped me in more ways than one. I’m a single mom and for years it’s always been easier for me to go to a fast food place or restaurant for breakfast, lunch and dinner. And of course, I never had money for other things we needed. But thank God you opened up my eyes! I have since started looking through the ads on Wednesdays and I’ve gone to the grocery store (something I haven’t done for years).
Filling out the Income / Outgo Worksheet is the first step to creating a realistic and maintainable budget / spending plan. This is one of the most detailed worksheets we've seen.
This is the ledger sheet we use for each of our individual budget accounts. Our system is described in more detail in this article: Is Your Money Disciplined
We've set up the Stewardship Sheet for you in MSWord and as a .pdf
We’ve designed a mall scavenger-hunt list for you to use or modify. We've used this type of list several times and it's always been a hit.
With a little planning and this sheet you can take your teens or friends to the mall for a great fun time. Download the .doc version and customize it to your local mall.
