I have just finished reading your book – just a few minutes ago!!!! It is incredible. I have several books on personal finance, a degree in business, a Personal Financial Planner designation (from a university, but not a national designation) and I was a credit counselor for some years before settling in as a stay-at-home mom (husband, two sons and a dog). My husband and I both practice a frugal lifestyle and often find ourselves out-of-touch (not to complain) with most of the people we come in contact with about frugality, parenting, our values, etc.