Vacations Without "Debt Regret"

What do you remember most of your childhood family vacations – the places you visited, the things you did or the people you were with? Now think back to your last vacation as an adult.

Before you take the vacation plunge this summer, be sure you exercise some creative planning and lots of research.

What are your most lingering memories – the sites and people or the monthly credit-card bills that taint your mailbox? Vacations should be events that build positive interactions and create long-lasting, fun-filled memories, all without breaking the bank.