Living Rich by Spending Smart

Greg Karp is an award-winning, nationally published newspaper columnist. He understands that earning more money isn’t the solution to most financial dilemmas — but that spending smarter is! He discusses evaluating your life insurance; owning cars; analyzing phone, internet and cable TV bills and usage; options to wasting money on overpriced bottled water; extended warranties; timeshares; smoking; playing lotteries and much more. This book talks about lots of very practical ways to save money — but doesn’t really address how to develop a budgeting system. He does provide a good amount of research to support his assertions of how most people waste money. His writing style is not condemning and is easy to read.